Surge Credit Card Reviews. 18 months later, my latest scores are now in the 670 area. After all, you fronted the money for your credit line, so carrying a balance from month to month.
All credit types welcome to apply! Bottom line enjoy automatic account reviews for credit limit increases and free access to your credit score with the surge mastercard ® !
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But you should keep in mind, that it comes with pretty high fees: Card offers are for an authentic mastercard with a credit limit between $300 and $1,000.
Surge Credit Card Reviews
For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60.However, this might be your last option if your credit score is low enough to spook even the most lenient credit providers.I do not use this card but i am assessed interest charges with no activity on my account.I have a $500 limit on my surge credit card.
I have been charged two $35 late fees plus interest although.I have even recommended them to family and friends who now have a surge credit card.I have the surge credit card and would say that it has worked out for me.If you don’t like the terms and fees when your application is accepted, you can reject it if you’ve yet to use the card or pay any fees by calling the provided customer service number.
If you travel abroad you may want to leave this card at home and apply for one that doesn’t charge foreign transaction fees.It also has a $0 to $10 monthly maintenance fee starting the second year, which could add up to as much as $120 annually.It also lets you establish a history of timely payments.It has a $75 to $99 annual fee.
Of course, its lax approval requirements come with major caveats including a hefty apr and multiple fees.Pros of the surge mastercard.Score was 525 when i got approved.Since the limit is $500, i made a conscious effort to only spend $50 on the card (10% of limit) and.
Surge credit card charges a foreign transaction fee of 3%.Surge credit card really helped me build my credit, my score went up and customer service is very friendly,helpful and knowledgeable.That lets you add a revolving credit account to your history, improving your credit mix.The surge credit card can be used as an effective tool to build credit.
The surge credit card is an unsecured credit card geared toward consumers with poor or fair credit, but its high ongoing fees can be costly.The surge credit card is good for building credit, since it reports to the three major credit bureaus:The surge credit card may not be the best credit cards for someone with bad credit.The surge mastercard ® can help you achieve your goal of building or rebuilding your credit history, but the cost of having the card may not be worth it versus other cards that can do the same.
The surge mastercard® charges an annual fee ranging from $75 to $99, and it’s not clear how they choose the fee within the range.The surge mastercard® credit card is an unsecured card available to consumers with damaged credit.The surge mastercard® credit card issued by celtic bank and serviced by continental finance, is an unsecured credit card targeted to those with limited or poor credit.The usa patriot act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a card account.
There may also be an annual fee and a separate monthly maintenance fee after the first year.There’s also a potential monthly maintenance fee of up to $10.While the surge mastercard® does accept a wide range of credit types and reports to the three major credit bureaus, there are many other things to consider before applying for a surge mastercard®.